保险单的制作

    项目五　保险单的制作

    一、保险单据的含义

    1.保险单据是保险人与被保险人之间订立保险合同的证明文件。它反映了双方之间的权利和义务关系，是保险人的承保证明。当发生保险范围内的损失时，它又是保险索赔和理赔的主要依据。

    2.保险合同是格式合同，它的内容和形式基本统一，是由保险人制定和出具，作为投保人仅需对相应内容进行选择填写，而不能要求保险人修改保险条款。即使有特殊的情况需要修改或变更，通常也只能采用保险人事先准备好的附加条款，即批单。

    二、保险单据的内容

    1)发票号码(Invoice No.):

    2)保险单次号(Policy No.):

    3)被保险人(The Insured):一般由信用证指定，可能是出口公司，也可能是进口公司。

    4)保险标的(Description of Goods):不能笼统，应与发票一致。

    5)唛头(Marks＆Nos):一般与商业发票的唛头一致，避免在发生赔案时引起检验、核赔、确定责任方面的混乱。

    6)包装及数量(Quantity):

    7)保险金额(Amount Insured):应以CIF或CIP为基数加保险加成进行计算。

    8)保险总金额(Total Amount Insured):需用大写的形式。

    9)保险的险别(Coverage):必须填写具体的险别，如WPA，ALL RISKS。

    10)保费(Premium):此栏不写具体的保费金额，填写AS ARRANGED。

    11)费率(Rate):此栏不写具体的费率，填写AS ARRANGED。

    12)装载工具(Per Conveyance S.S):如需填写装载船的船名，如果需转运，也要写明;如果为联运，最好写上联运方式。

    13)开航日期(Slg on or abt):有确切时间的填××月××日;没有确切时间的，填写“约于××月××日开航”。

    14)起讫地点(From.... to....):起点填写装运港名称，讫点填写目的港名称。

    15)赔付地点(Claim payable at....):一般将目的地作为赔付地点。

    16)投保日期(Date):填写保险单的签发日期，应在船舶开航或运输工具开航之前，如果有特别要求的，应该申明。

    17)背书(Endorsement)

    三、填写保险单据应考虑的问题:

    1.保险单据上的标记(Marks)应与发票上的完全一致。如果信用证对标记做出规定，也应与信用证的规定完全一致。如果信用证上未注明“Showing marks and Nos.”，标记的打法为“as per invoice No....or B/L No...”;如果信用证上注明“Showing marks and Nos.”，就要按照提单上的具体标记打印;如果信用证上规定“No marks”，那么标记上就打“N/M”。

    2.保费与费率一般不做具体填写，填写成“As Arranged”。

    3.保险单的投保日期不得迟于提单的日期。

    英语在线

    Multiple choice:

    1. Invoice，banker's note and________ are relevant documents which are called for while customs authorities do the documentary examination.

    A. packing list

    B. certificate of registry

    C. store list

    D. policy of insurance

    2. Tax paid on goods brought into or taken out ofa country is called________．

    A. fees

    B. costs

    C. payment

    D. customs duty

    3. If the goods haven't been actually loaded on board，however，at the request of the shipper，the carrier or his agent may issue a B/L in advance，which is called________.

    A. Anti-date B/L

    B. Post-date B/L

    C. Advanced B/L

    D. Shipped B/L

    4. The functions of marine bill of lading are________.

    A. a document of title to the goods

    B. a contract for transportation

    C. a receipt for the goods shipped

    D. evidence of the terms of the contract

    5. The air way bill serves as_______.

    A. a document of title to the goods

    B. a contract for transportation

    C. a receipt and delivery of shipment

    D. a convention for air transport

    实训练习

    1.根据提供的资料，填制保险单一份。

    我国广东省外贸开发公司向英国ABC贸易公司出口女装衬衫2 400件，每件20美元CIF伦敦，纸箱包装，每箱12件。合同规定投保英国伦敦保险协会ICC(A)和战争险，运输标志(唛头)为:

    ABC

    LONDON

    NOS1－200

    该货物于2010年5月20日在广州黄埔装“东方”号轮运往伦敦。发票号为SKF752/2010

    2.根据销售合同、信用证，缮制下列单据。(限时2课时)

    1)销售合同:

    SHANGHAIMACHINE TOOL IMPORT＆EXPORT CORP.

    218 FENGXIAN ROAD，SHANGHAI，200041 CHINA

    SALESCONTRACT

    TEL: 021－62176968

     S/C NO.: RT05342

    FAX: 021－62176969

    D.TE: MAR.1，2009

    EMAIL: SMITC@ 168.COM

     P/INO. JCSM04680

    TO: CHR TRADING GMBH

    LERCHENWEG 10

    97522 SAND GERMANY

    Dear Sirs，

    We hereby confirm having sold to you the following goods on terms and conditions as specified below.

    

    LOADING PORT: SHANGHAI，CHINA

    DESTINATION: HAMBURG，GERMANY

    PARTIAL SHIPMENT: ALLOWED

    TRANSHIPMENT: NOT ALLOWED

    PAYMENT: L/C AT SIGHT.

    THE BUYER;

     THE SELLER:

    CHR TRADING GMBH

     SHANGHAIMACHINE TOOL IMP/EXP.CORP.

    2)信用证

    SEQUENCE OF TOTAL

     27: 1/1

    FORM OF DOCUMENTARY CREDIT

     40A: IRREVOCABLE

    DOCUMENTARY CREDIT NUMBER

     20: 80008/04

    DATE OF ISSUE

     31C: 090312

    DATE AND PLACE OF EXPIRY

     31D: 050616SCHWEIFURT

    APPLICANT

     50: CHR TRADING GMBH

    LERCHENWEG 10

    97522 SAND

    GERMNAY

    BENEFICIARY

     59: SHANGHAIMACHINE

    TOOL

    IMPORT＆EXPORT

    CORP.

    218 FENG XIAN ROAD

    SHANGHAI 200041

    CHINA

    CURRENCY CODE，AMOUNT

     32B: CURRENCY:

    EUR(EURO) AMOUNT:

    19 800.00

    AVAILABLEWITH/BY

     41A: FLEDEMM793

    BANKHAUSMAX

    FLESSA KG

    SCHWEINFURT DE BY

    PAYMENT

    PARTIAL SHIPMENTS

     43P: ALLOWED

    TRANSSHIPMENT

     43T: NOT ALLOWED

    ON BOARD/DISPATCH/TAKING CHARGE AT/FROM

     44A: SHANGHAI

    FOR TRANSPRTATION TO

     44B: HAMBURG

    LATEST DATE OF SHIPMENT

     44C: 090601

    DESCRIPTION OF GOODS＆/OR SERVICES

     45A: GOODSASPER

    PROFORA INVOICE

    NO.JCSM0468009DD12TH

    MARCH，2009

    30.000PCSOF HINGE BOLT，LEFT SIDE EACH FOR 0.33 EUR－TOTAL EUR 9 900.00

    30.000PCSOFHINGE BOLT，RIGHT SIDE EACH FOR 0.33 EUR－TOTAL EUR 9 900.00

    CIF HAMBURG

    DOCUMENTSREQUIRED　　　　　　46A:

    SIGNED COMMERCIAL INVOICE:　3 FOLD

    PACKING LIST: 3FOLD

    CERTIFICATE OFORIGIN，GSP FORM A，ISSUED BY AN OFFICIAL

    AUTHORITY－EVIDENCING CHINA ASCOUNTRY OF ORIGIN

    FULL SET CLEAN ON BOARD OCEAN BILL OF LADING ISSUED

    TO THE ORDER OF THE SHIPPER，MARKED FREIGHT PREPAID.

    QUALITY CERTIFICATE ISSUED BY THE BENEFICIARY OF THE L/C

    CERTIFYING GOODSARE IN STRICT ACCORDANCEWITH DRAWINGS.

    ADDITIONAL CONDITIONS　　　 47A:

    A DISCREPANCY FEE OF EUR10，000WILL BE DEDUCTED

    FOR EACH SETOF DOCUMENTSBEARING DISCREPANCIES

    THISDOCUMENTARY CREDIT ISSUBJECT TO ICC PUBLICATION 600.

    CHARGES　　　　　　　　　　　71:

    ALL COMMISSION AND CHARGES OUTSIDE GERMANY ARE FOR

    BENEFICIARY'SACCOUNT

    PERIOD FOR PRESENTATION　　 48:

    DOCUMENTSMUST BE PRESENTEDWITHIN 15DAYSAFTER ISSUANCE OF B/L，BUT

    WITHIN VALIDITY OF THISCREDIT.

    CONFIRMATION INSTRUCTIONS　　49:WITHOUT

    INSTRUCTIONSTO PAYING/ACCEPTING/NEGOTIATION BANK　　　　78:

    UPON RECEIPT AND TAKING UPOF DOCUMENTSWEWILL REMIT THE PROCEED

    ACCORDING TO YOUR INSTRUCTIONS.

    ADVISE THROUGH BANK:　　　　57A:

    PCBCCNBJSHX

    CHINA CONSTRUCTION BANK(FORMERLY PEOPLE'SCONSTRUCTION BANK OF

    CHINA，THE SHANGHAIBRANCH) SHANGHAI，CHINA

    SENDER TO RECEIVER INFORMATION　72:

    DOCUMENTSMUST BE FORWARDED BY COURIER TO

    BANKHARSMAX FLESSA KG

    AUSLANDSABTEILUNG

    LUITPOLDSTR.2－6

    97421 SCHWEINFURT GERMANY

    3)补充资料:

    (1)发票号码: JCSM0468014

    (2)包装形式:

    HINGE BOLT，LEFT SIDE

    PACKED IN 1WOODEN CASE OF 15，000PCSEACH，

    G.W: 1，380KG/CASE，N.W: 1，370KG/CASE，0.4M³/CASE

    HINGE BOLT，RIGHT SIDE

    PACKED IN 1WOODEN CASE OF 10，000 PCSEACH，

    G.W: 1，030KG/CASE，N.W: 1，020 KG/CASE，0.3M³/CASE

    PACKED IN TWO 40'CONTAINER(集装箱号: TEXU 2263978; TEXU2263979)

    (3)商品编码: 8302.100

    (4)证书号: XK0511266

    (5)注册号: 66778Q

    (6)运费: EUR 163

    (7)参考文号: 6543217891

    (8)报检单编号: 8965478955

    (9)报检单位登记号: 1254789653

    (10)船名: GOLDEN GATE BRIDGE V.10W

    (11)上海机床进出口公司海关注册号: 1234555897

    (12)货代编号: JF 0387458

    (13)人民币帐号: RMB06128614

    (14)外币帐号: WB684321124

    (15)提单号码: COSU66089803

    (16)提单日期: JUN.02，2005

    (17)海关编号: 78996866451

    (18)境内货源地:上海

    (19)生产厂家:上海工具厂

    请缮制下列单据:①商业发票②装箱单③报检单④货运委托书⑤海运提单⑥报关单⑦装运通知

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